The Story of Ms. N.S.

When Ms. N.S. first arrived at a shelter, she wasn’t alone - she came with her parents. The family had lost their home and was drowning in debt.

The source of it all was her father. He ran risky businesses, borrowed recklessly, dragged the family from hostel to hostel. He even forced his daughter to take out loans in her own name, leaving her buried in debt collection.

At first, it seemed like she didn’t stand a chance under the weight of her family’s choices. But then she made a brave decision - she cut ties. She moved into supported housing on her own, found steady work, and entered insolvency proceedings to clear the debts she could never repay otherwise.

It wasn’t a short journey. Her time in the shelter depended on how quickly she could repay what she owed. Step by step, she built the conditions for a life of her own - dignified, stable, free from the chains of her family’s mistakes.

Now her time at the shelter is nearly over. She’s on the threshold of a new chapter, one that, for the first time, looks safe and steady. Without support, she never could have gotten this far.